Home Buyers

Buying A Home

Buying a home can be a complex process, but with the right information and guidance, it can also be a rewarding experience. As your mortgage brokers, Finance Empire are here to help you navigate the home buying process and find the right mortgage for your needs.
Buying a home

How can we help you?

If you’re looking to expand your property portfolio or you’ve outgrown your first home, we’re here to make the process as seamless as possible. We simplify the process by providing the most helpful resources and information to get you started so you don’t have to worry.

We will find the correct mortgage for your new property. A simple discovery call will help us to understand your goals and needs better. We’ll also be able to collect the information we need to start looking at the best products and home loan options currently available. For some, this will mean staying with your current lender and sometimes this could mean going through a different lender.

Negotiating the best possible rate and loan product is only part of our services. Once we’ve found the ideal loan option for you, we will help you with all of the required paperwork to submit your application as well as advise of any varying fees, stamp duties and terms and conditions. Our many years of experience has allowed us to become experts in this field and we know how to take advantage of any available discounts or loan products features that will benefit you and put more money back in your pocket.

Benefits of working with a mortgage broker

Working with a mortgage broker can provide several benefits, including:

Access to a wider range of mortgage products

Brokers can offer mortgages from multiple lenders, giving you more options to choose from.

Personalised service

Brokers can work with you to find the right mortgage for your needs and budget.

Expert advice

Brokers can provide valuable insights and guidance throughout the home buying process.

Buying a home can be an exciting and rewarding experience, but it’s important to have the right information and guidance along the way. We are here to help you find the right mortgage for your needs and navigate the home buying process. Contact the team at Finance Empire to get started today
Mortgage broker

Frequently Asked Questions

What is a mortgage broker?
A mortgage broker specialises in helping individuals and businesses obtain mortgage financing. They act as intermediaries between borrowers and lenders, researching and sourcing mortgage options from a variety of lenders to find the best possible rates and terms for their clients needs. Mortgage brokers guide clients through the application process, including the pre-approval, documentation, and underwriting stages. They also help clients with refinancing, transfers, providing guidance and support throughout the entire mortgage process.
Is it worth going through a mortgage broker?
A mortgage broker can be a valuable resource for individuals seeking a mortgage as they have access to a wide range of lenders, negotiate for competitive rates and terms, save time and offer guidance throughout the mortgage process. With their in-depth knowledge of the mortgage market, a mortgage broker can help clients navigate the various options available, understand the pros and cons of each option, and provide expert recommendations to find a mortgage solution that meets their unique financial needs and goals.
What’s the difference between working with a broker or bank?
By working with multiple lenders, mortgage brokers offer a wider range of home loan options, compared to the limited loan options offered by a single bank. It is in their best interest to get you into one of their products but this may not be in your best interest. Dealing with a mortgage broker allows you to access multiple loan options by simply consulting with one person – your mortgage broker. With their extensive network of lenders, mortgage brokers can help you find the best home loan option that meets your unique financial needs and goals.
How to choose the right broker?
To choose a good mortgage broker, look for someone with experience and a positive reputation, access to a wide range of lenders, and who communicates professionally and transparently. Ensure they are licensed and accredited, and enquire about their fees and charges. A good mortgage broker will work in your best interest and help you find the best mortgage solution for your unique financial situation.
How much does it cost having a mortgage broker?
The fees and costs of mortgage brokers can differ based on the broker and the services they provide. Some brokers may charge an upfront fee or a percentage of the loan value. At Finance Empire, we generally don’t charge any additional fees to borrowers for our services, we receive a commission from the lender directly. If a fee is going to be charged this will be communicated in our initial conversation.
How do I get started?
That’s easy. Book in your initial discovery call with one of the Finance Empire team. Once we have had our cha we will be able to guide you through the next steps.
Call Now Button